Terms of Use
Agreement to Terms
By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
1. License and Use
1.1 Grant of License
The DIY Investing Course grants you a limited, non-exclusive, revocable, non-transferable license to access and use this website and its content for personal, non-commercial educational purposes only.
1.2 Permitted Uses
You may:
- View and read the course content for personal learning
- Complete lessons and take quizzes for your own education
- Share individual lesson URLs or your personal progress link with others
- Print content for personal use
- Use the compounding calculator for personal financial planning
1.3 Prohibited Uses
You may not:
- Reproduce, distribute, or transmit the content without permission
- Modify, adapt, or create derivative works based on the content
- Use the content for commercial purposes
- Sell, rent, or lease access to the course
- Remove or obscure any copyright, trademark, or proprietary notices
- Use automated systems or bots to access the site
- Reverse engineer, decompile, or disassemble the site's code
- Attempt to gain unauthorized access to the website or its systems
- Interfere with the proper functioning of the website
- Transmit viruses, malware, or harmful code
2. Intellectual Property Rights
2.1 Ownership
All content on this website, including text, graphics, logos, images, videos, calculators, and software, is the property of the DIY Investing Course or its content suppliers and is protected by U.S. and international copyright and trademark laws.
2.2 User Content
Any content you create (such as shared progress links) remains your property. By sharing content through our site, you grant us a non-exclusive license to display and use that content.
2.3 Attribution
When sharing lessons or referencing the course, you agree to provide appropriate attribution to the DIY Investing Course.
3. User Content and Conduct
3.1 Your Responsibility
You are solely responsible for any content you submit, post, or display on this website. You represent and warrant that:
- All information you provide is accurate and truthful
- You own or have permission to use any content you submit
- Your content does not infringe on third-party rights
3.2 Prohibited Content
You agree not to post or transmit:
- Hateful, discriminatory, or harassing content
- Defamatory or libelous material
- Obscene or adult content
- Spam or unsolicited advertising
- Personally identifiable information of others without consent
3.3 Removal of Content
We reserve the right to remove any content that violates these terms or is otherwise objectionable, without notice or liability.
4. Disclaimer of Warranties
4.1 As-Is Basis
This website and all content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We disclaim all warranties including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or completeness
- Uninterrupted or error-free operation
4.2 No Professional Advice
The content is educational only and is not professional advice. We do not provide:
- Investment advice or recommendations
- Financial planning services
- Tax advice
- Legal advice
See our Disclaimer for more information about investment risks and the importance of seeking qualified professional advice.
5. Limitation of Liability
5.1 No Liability
To the maximum extent permitted by law, the DIY Investing Course and its officers, directors, employees, and agents shall not be liable for:
- Any indirect, incidental, special, consequential, or punitive damages
- Loss of revenue, profit, or data
- Errors, omissions, or inaccuracies in content
- Investment losses or financial consequences
- Any damages arising from your use of or reliance on the website
5.2 Total Liability Cap
In no event shall our total liability exceed the amount you paid to us (if any) in the past twelve months, or $1.00 if you paid nothing.
6. Indemnification
You agree to defend, indemnify, and hold harmless the DIY Investing Course, its owners, employees, and agents from and against any and all claims, damages, losses, and expenses, including attorneys' fees, arising from or related to:
- Your use of the website
- Your violation of these terms
- Your violation of any law or third-party rights
- Any content you post or transmit
7. External Links
7.1 Third-Party Links
Our website may contain links to third-party websites and resources. We are not responsible for:
- The accuracy or content of external sites
- Changes to external sites after we link to them
- The privacy policies of external sites
- Any transactions or interactions with third parties
7.2 Your Responsibility
Your use of external websites is at your own risk and subject to their terms and conditions. We recommend reviewing third-party privacy policies and terms before providing any information.
8. Termination
8.1 Termination of Access
We may terminate or suspend your access to the website at any time, with or without cause, without notice or liability.
8.2 Effect of Termination
Upon termination, your right to use the website ceases immediately. Sections that should survive termination include Intellectual Property Rights, Disclaimer of Warranties, Limitation of Liability, and Indemnification.
9. Modification of Terms
We may modify these terms at any time. Modifications become effective immediately upon posting. Your continued use of the website following any modification constitutes acceptance of the new terms.
10. Governing Law and Jurisdiction
These terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in the United States for resolution of any disputes.
11. Severability
If any provision of these terms is found to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect.
12. Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and the DIY Investing Course regarding your use of the website and supersede all prior negotiations, understandings, and agreements.
13. Contact Us
If you have questions about these terms, please contact us at divyinvestingcourse@4ourmedia.com.